Business Debt Recovery in WA: What Should a Creditor Check First?

Before demanding or suing, confirm the debtor's legal identity, contractual basis, amount, due date, evidence, response, limitation position and apparent recoverability. A judgment is not the same as payment, so enforcement prospects and proportionality matter.

Checklist

• Signed contract, quote or credit terms
• Invoices, statements and payment history
• Delivery or performance evidence
• Complaints, credits and set-off allegations
• Guarantees and security interests
• Correct company or individual debtor
• Insolvency searches and limitation date
• Recovery costs compared with the debt A clear letter of demand should state the basis, amount, deadline and proposed next step without misleading threats. Court, statutory-demand and enforcement processes have different thresholds and consequences; choose only after legal assessment. Book a debt-recovery assessment after scope confirmation.

Sources

• ASIC registers
• PPSR Conditional educational draft; general information only.